How to open Angel One demat account is one of the most searched investing questions among Indian millennials who have already decided to start investing — and just need the exact steps to get started.
If you are ready to download the app and begin right now:
👉 Download Angel One App — 100 Million+ Downloads
If you want the complete step by step walkthrough first — this guide covers every screen every document and every decision you will encounter during the Angel One account opening process.
Before You Begin — What You Need
Before starting the how to open Angel One demat account process — keep these ready:
Documents required:
→ PAN card
→ Aadhaar card — linked to your active mobile number
→ Bank account details — account number and IFSC code
→ Signature — on white paper, will be photographed
Device requirements:
→ Smartphone with working front camera
→ Aadhaar linked mobile number active
→ Stable internet connection
→ 15-20 minutes of uninterrupted time
No physical documents needed. The entire process is digital — photos and uploads through the app.
How to Open Angel One Demat Account — Step by Step
Step 1 — Download the Angel One App
Click the link below. The Google Play Store page for Angel One opens directly.
→ On mobile: tap Install to download the Angel One app
→ On desktop: the Play Store page opens — scan the QR code with your phone to download
The app is called “Angel One: Stocks, Mutual Fund” — rated 4.4 with 1.89 million reviews and 100 million+ downloads. It is a verified app on Google Play.
Step 2 — Open the App and Enter Mobile Number
After downloading:
→ Open the Angel One app
→ Tap “Open Demat Account”
→ Enter your mobile number
→ Tap “Get OTP”
→ Enter the OTP received on your mobile
Important: Use the mobile number linked to your Aadhaar card. The OTP verification later in the process uses this number.
Step 3 — Enter Personal Details
After OTP verification:
→ Enter your full name as per PAN card
→ Enter your date of birth
→ Enter your email address
→ Create a password for your Angel One account
→ Tap Continue
Step 4 — Enter PAN Card Details
→ Enter your PAN number
→ Angel One verifies your PAN with the Income Tax database
→ Your name is auto-fetched and displayed
→ Confirm the details are correct
→ Tap Continue
What if PAN verification fails?
Ensure you have entered the correct 10-character PAN number. Check that the name on your PAN matches what you entered. Even a small spelling difference can cause failure.
Step 5 — Aadhaar Based KYC
This is the core KYC step in the how to open Angel One demat account process.
→ Enter your 12-digit Aadhaar number
→ Tap “Send OTP”
→ OTP is sent to your Aadhaar-linked mobile number
→ Enter the OTP
→ Your address auto-populates from Aadhaar records
→ Confirm address details
→ Tap Continue
Important: The OTP goes to the mobile number registered with your Aadhaar — which may be different from your Angel One login number. Keep that number accessible.
Step 6 — Upload PAN Card Photo
→ Tap “Upload PAN Card”
→ Choose camera or gallery
→ Take a clear photo of your PAN card
→ Ensure all details are clearly visible
→ No glare or blur
→ Tap Upload
Tips for a good PAN photo:
→ Place PAN on a flat surface
→ Natural lighting — avoid flash
→ All four corners visible
→ Text clearly readable
Step 7 — Bank Account Linking
→ Enter your bank account number
→ Enter your bank IFSC code
→ Select your bank name
→ Angel One verifies your bank account
→ Confirm the account details displayed
→ Tap Continue
Why bank account is needed:
Your bank account is the source for fund transfers into your Angel One trading account — and the destination for withdrawals. Only verified accounts are accepted.
Step 8 — Upload Signature
→ Sign clearly on plain white paper
→ Use blue or black pen
→ No smudging or overlapping letters
→ Take a clear photo of the signature
→ Upload through the app
This step is important. Your signature is used for official document verification. Ensure it matches your signature on your PAN card and bank records.
Step 9 — In-Person Verification (IPV) — Selfie or Video
Angel One requires In-Person Verification to confirm you are the actual applicant.
→ Follow the on-screen instructions
→ Take a selfie or short video as prompted
→ Ensure face is clearly visible
→ Good lighting — face the light source
→ No sunglasses or face covering
→ Tap Submit
Step 10 — E-Sign the Application
The final step — digitally signing your account opening documents.
→ Review your complete application details
→ Confirm all information is correct
→ Aadhaar-based e-sign is triggered
→ Another OTP is sent to your Aadhaar mobile
→ Enter OTP to complete e-signing
→ Application submitted!
Step 11 — Account Activation
After submission:
→ Angel One reviews your application
→ Account typically activated within a few hours
→ You receive confirmation via SMS and email
→ Login to your Angel One account
→ Your unique Client ID is displayed
Your demat account is now open!
How to Open Angel One Demat Account — Time Required
Step 1 App download: 2-3 minutes
Step 2 Mobile OTP: 1 minute
Step 3 Personal details: 2 minutes
Step 4 PAN verification: 1 minute
Step 5 Aadhaar KYC: 2 minutes
Step 6 PAN upload: 2 minutes
Step 7 Bank linking: 2 minutes
Step 8 Signature upload: 2 minutes
Step 9 IPV selfie: 1 minute
Step 10 E-sign: 2 minutes
Total: 15-20 minutes
Account activation: Few hours after submission
Charges When Opening Angel One Account
Understanding charges is important before completing the how to open Angel One demat account process.
| Charge | Amount |
|---|---|
| Account opening | Free ✅ |
| Year 1 demat AMC | Free ✅ |
| Year 2+ demat AMC | ₹240/year |
| Equity delivery brokerage | Free ✅ |
| Mutual fund brokerage | Free ✅ |
| Intraday brokerage | ₹20 per order |
| Options brokerage | ₹20 per order |
For a Building Dhan reader investing in stocks and mutual funds for the long term — the core cost is zero for the first year and ₹240 annually from Year 2 onwards.
Common Problems During Angel One Account Opening
Problem 1 — Aadhaar OTP not received:
Ensure your Aadhaar is linked to an active mobile number. If the Aadhaar-linked number is different from your current number — keep both phones accessible.
Problem 2 — PAN verification fails:
Double-check PAN number spelling. Ensure name entered matches PAN exactly — including spacing and initials.
Problem 3 — Bank account verification fails:
Enter account number without spaces. Verify IFSC code from your bank passbook or cheque book — not from memory.
Problem 4 — Selfie/IPV rejection:
Ensure face is fully visible and well-lit. Remove glasses if possible. Face the camera directly.
Problem 5 — E-sign OTP not received:
The e-sign OTP goes to your Aadhaar registered mobile. If you no longer have access to that number — contact Angel One support at support@angelone.in.
Is Angel One Safe to Open Account With?
This question comes up frequently alongside how to open Angel One demat account searches — and this guide answers it directly.
Yes — Angel One is completely safe. Here is why:
→ Established since 1987 — 37+ years of operating history
→ Listed on both BSE and NSE
→ SEBI registered stockbroker
→ CDSL depository participant
→ 100 million+ app downloads
→ 1.89 million app reviews — 4.4 rating
Your investments are held in CDSL — not with Angel One. Even if Angel One faced any difficulties — your demat holdings are completely safe in the CDSL depository under your name.
After Opening — Your First Investment
The how to open Angel One demat account process gets you the platform. What you do with it determines your financial future.
Recommended first investment:
Start a Nifty 50 Index Fund SIP — even ₹500 per month. As covered in How to Start Investing in India — consistency matters far more than amount when starting.
Your Action Right Now
Download the Angel One app. The account opening takes 15-20 minutes. Your demat account activates within hours.
Every day you delay is a day of compounding your money could be doing but is not.
👉 Download Angel One — Open Your Free Demat Account
And if you want the complete framework for building wealth as an Indian millennial — download the free guide 7 Money Moves to Make Before You Turn 30 free when you subscribe to the Building Dhan newsletter at buildingdhan.in.
Let’s build wealth together.
— Madhu Vijay
Disclosure: This is not financial advice. This post contains affiliate links.
Building Dhan helps everyday Indians build financial independence through simple, actionable strategies. From investing and saving to the tools and services that power smarter money and business decisions, we break it all down into steps anyone can follow.
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